Pay for electricity.
Finance energy products.
Manage it all in one place.
EnerPay Solutions is an energy payment solution built for Nigeria—supporting prepaid tokens, smart metering and collections, and a Buy‑Now‑Pay‑Later option for energy products like meters, inverters, and approved energy devices.
Products built for modern energy payments
Designed for households, merchants, and energy providers—reduce payment friction, improve collections, and offer flexible financing for essential energy products.
Token & bill payments
Let customers purchase prepaid electricity tokens and pay energy bills with a clean, guided checkout flow. Provide receipts, payment history, and reminders.
Smart metering integrations
Integrate metering endpoints for vending, verification, and transaction status updates. Build reliable, auditable payment trails for customer support.
Merchant & collections dashboard
Corporate dashboard for reconciliation, dispute handling, and reporting. Track payments, settlements, and user activity with role-based access.
Buy‑Now‑Pay‑Later for energy products
Offer approved customers a structured repayment plan for energy products (e.g., meters, inverters, solar kits). Automate schedules, reminders, and account status updates.
Device servicing & status control
For supported devices, manage service status signals (subject to vendor agreements and applicable law). Great for lease-to-own and financed deployments.
Compliance-first onboarding
Capture required customer details and run KYC checks via your preferred partners. Keep an audit trail for internal and regulatory reviews.
Buy‑Now‑Pay‑Later that fits energy reality
Energy products are essential. BNPL helps customers spread costs while you keep cashflow predictable. Use flexible plans and transparent fees.
How it works
- Eligibility: customer completes signup, identity checks, and affordability review (where required).
- Purchase: customer selects an approved product and chooses a repayment schedule (e.g., weekly or monthly).
- Repayment: automatic reminders, receipts, and account status updates. Late repayment rules are shown upfront.
- Servicing controls: where supported, a “service status” signal may be used for financed devices—only under agreed terms and applicable law.
Why customers like it
- Transparent pricing: clear interest/fees before checkout—no hidden charges.
- Flexible payments: choose plans that match salary cycles and business cashflow.
- Built-in support: repayment history, receipts, and a clear path for disputes.
- Fast approval: decisioning can be automated using your chosen rules and partners.
Ready to launch energy BNPL?
We can help you set up products, repayment plans, and an admin workflow that fits your operations.
Security & trust
Payments and customer data require discipline. We design around least privilege, auditability, and secure integrations.
Role-based access control
Separate admin, finance, support, and operations roles with clear permissions and activity tracking.
Audit logs & monitoring
Track key actions (payments, refunds, BNPL decisions, device status changes) for fast investigation.
Secure payment processing
Where card payments are used, they should be processed by compliant payment processors; store only what you must.
Frequently asked questions
Clear answers for customers, merchants, and partners.
Do you sell electricity?
No. We provide payment and financing software. Electricity supply remains with the relevant DisCo/energy provider.
Can I buy prepaid tokens?
Yes—customers can purchase prepaid tokens (where integrations are configured) and see receipts and payment history.
How does BNPL work for meters and energy devices?
Customers pay an initial amount (if required) and repay the balance over time. Repayment schedules, fees and penalties are shown before confirmation.
What happens if a customer misses repayments?
Our platform can apply agreed late fees, send reminders, and update account status. For supported financed devices, service status controls may apply under the customer’s contract and applicable law.
Contact us
Sales, partnerships, or support—reach us quickly.
Office (Nigeria)
EnerPay Solutions, Victoria Island, Lagos, Nigeria (replace with your exact office address)
Phone: +234 (0) 802 000 0000
Email: support@enerpay.ng